Top 10 Commercial Banks in Nepal to Consider in 2021

Banks in Nepal – Despite many market assumptions about how the bank’s profitability will play out in the next quarters due to the low-interest-rate environment and the possibility of bad loans, banks have reported higher profitability indicators in this quarter.

In this article, we will compare and contrast commercial bank profitability and business volume indicators. So, let’s get down to business.

Banks in Nepal

Banks in Nepal

The main financial intermediaries in the Nepalese financial ecosystem are commercial banks. When compared to other BFIs, they serve a variety of units and offer a comprehensive range of financial services. Commercial banks provide funding for trade and industry, as well as individuals and other institutions, in the form of capital formation. Nepal has a total of 27 commercial banks. Three banks are owned by the government, while the remaining 24 are privately owned.


On November 15, 1937 A.D., Nepal Bank Limited, the country’s first bank, was created. The bank’s authorized capital was Rs.15 billion, with Rs.11.28 billion in issued and paid-up capital. The corporate vision of Nepal Bank Limited is “Pioneer Bank with Customer Service Excellence.” Nepal Bank Limited is 51 percent owned by the government of Nepal and 49 percent by the general public. The Bank’s CEO is Mr. Krishna Bahadur Adhikari.


On January 23, 1966, Rastriya Banijya Bank was created. A.D. RBB was founded with the mission of “providing innovative banking services to everyone, at all times and in all places for the nation’s economic development.” The bank has an Rs. 9 billion share capital. The Bank of Nepal is owned by the Nepalese government. The Bank’s CEO is Mr. Kiran Kumar Shrestha.


The ADBN Act 1967 founded the Agriculture Development Bank Limited in 1968 A.D. In FY 2076/2077, the bank’s capital structure consisted of Rs. 21 billion in authorized capital and Rs. 14.98 billion in paid-up capital. “To be a Mass-based Complete Bank servicing from Urban to Rural,” the bank’s vision states. The Bank’s CEO is Mr. Anil Kumar Upadhyay.


Nabil Bank Limited was created in July 1984 A.D. as the country’s first private bank. The bank’s vision is to be a bank for everyone, spanning all geopolitical zones and socioeconomic strata of the country, capable of providing a wide range of financial solutions and creating value for all of our stakeholders, and to play an economic and civic role in the community. The market capitalization of Nabil Bank Limited is Rs. 171.73 billion. The bank’s CEO is Mr. Anil Kesari Shah.


Punjab National Bank and Everest Bank Limited have formed a joint venture bank (PNB). It is one of the country’s leading banks, having been founded in 1994 A.D. Punjab National Bank owns a 20% stock stake in the company. “To be a prominent commercial bank with a pan-Nepal presence and become a household name, delivering a wide range of financial goods and services under one roof,” the bank’s vision states. The Bank’s CEO is Mr. Gajendra Kumar Negi.


Nepal Investment Bank Limited was founded in 1986 A.D. as a joint venture between Nepal Indosuez Bank Limited, a Nepalese partner, and Credit Agricole Indosuez, a French partner (holding 50 percent equity shares). The bank’s vision is to be “Nepal’s most preferred provider of financial services.” The CEO of the Nepal Investment Bank Limited is Mr. Jyoti Prakash Pandey.


Himalayan Bank was founded in 1993 as a joint venture with Pakistan’s Habib Bank Limited. Despite the fierce rivalry in Nepal’s banking industry. Himalayan Bank Limited aspires to become the country’s leading bank by offering superior products and services to clients and generating attractive and substantial profits for the bank’s shareholders. The bank’s CEO is Mr. Ashok SJB Rana.

Also read : How to earn money online from Nepal

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